Comparative Rater
Quote once. Compare more.
Start from the client record, compare available carriers side by side, and move the option your client picks into the policy workflow. Without typing the household twice.
In developmentPrices on this page are sample data. Each agency connects the rating service it already licenses.
| Personal auto · 6 months | Lowest priceCarrier A$1,186 | Carrier B$1,342 | Carrier C$1,415 |
|---|---|---|---|
| Down payment | $237 | $268 | $354 |
| Monthly | 5 × $189.80 | 5 × $214.80 | 5 × $212.20 |
| Liability | 50/100/50 | 50/100/50 | 50/100/50 |
| Uninsured motorist | Rejected | 50/100 | 50/100 |
| Comp / collision deductible | $1,000 | $500 | $500 |
| Rental | Not included | $30 a day | $40 a day |
| Roadside | Not included | Included | Included |
| Discounts | Prior insurance | Multi-carPrior insurance | Homeowner |
| Before binding | Signed application | Proof of prior insurance · Vehicle photos | Driver’s license photo |
Swipe to compare
How it works
No re-entering the same customer into another disconnected system.
- 01
Enter the customer once
Start from the client record. Drivers, vehicles and address are already there.
- 02
Request rates
Send one request to the carriers available through your rating partner.
- 03
Compare
Price and coverage side by side, with the differences called out.
- 04
Review with the client
Walk through the options on the phone or across the desk.
- 05
Move it to a policy
The option the client picks goes into the policy workflow, not into a notepad.
Quote from the client record
The customer is already in Mint. Start there.
A new quote opens on the client your team already knows: address, drivers, vehicles and prior insurance. Your agent answers only what is missing.
- Pick an existing client or start a new prospect
- Drivers and vehicles carried over from the record
- Every quote saved back on the client
- Garaging address4810 Loma Linda Dr, El Paso, TX
- DriversMaria Delgado, Luis Delgado
- VehiclesRAV4 2021 · Civic 2016
- Prior insuranceYes · renews Nov 14
- Liability limitsAgent chooses
Carrier and coverage comparison
Compare the coverage, not just the price.
The cheapest option is not always the right one. Mint lines up price and coverage so your agent can explain the difference in one sentence.
Every carrier on one screen
Rates come back sorted by 6-month premium, with the gap to the lowest one. A carrier that declines says so instead of disappearing.
Carrier A is $156 less, with less coverage in 4 places.
The differences, called out
Deductibles, uninsured motorist, rental and roadside, side by side. Thinner coverage is flagged before the client hears the price.
Pricing visibility
See what the client will actually pay.
Down payment, monthly installments, the discounts that applied and what the carrier needs before binding. All on the option, before the call.
- Dec
- Jan
- Feb
- Mar
- Apr
- Multi-car
- Prior insurance
- Paid in full: not chosen
- Proof of prior insurance
- Vehicle photos
- Signed application
Lead to policy
A quote is a lead with a price on it.
Quotes don’t sit in a separate tool. The lead moves through your pipeline with an owner and the premium in play, until it becomes a policy or it’s lost.
- New
- Contacted
- Quoted
- Negotiating
- Policy
Less duplicate entry
Type it once.
Every time a household is typed twice, something gets lost: a driver, a VIN, a date of birth. The fix is not typing faster.
The usual way
With Mint
The usual way
Re-type the household into the rater
With Mint
Start from the client record
The usual way
Copy prices into notes or a spreadsheet
With Mint
Every option saved on the quote
The usual way
Re-type the chosen carrier to write the policy
With Mint
The selected option moves toward the policy
The usual way
Lose track of who was quoted last week
With Mint
Quoted leads wait in the pipeline, with an owner
Agent review
The rater ranks. Your agent recommends.
Mint doesn’t pick the policy for your client. It puts the options in order and leaves room for the part that takes judgment: a teen driver, a lienholder, a client who wants to pay monthly.
- A note on why this option, saved with the quote
- Options reviewed with the client, and when
- What the carrier needs before binding, as a checklist
Recommend Carrier B. $25 more a month than A, but it keeps uninsured motorist and rental with a 19-year-old driver in the house.
- Options reviewed with the client by phone
- Client chose Carrier B
- Proof of prior insurance requestedDue Oct 9
Your carriers
The rating service you already pay for, inside Mint.
Mint does not resell rater access. Each agency connects the comparative rating service it already licenses, and the carriers it returns are the ones you see.
- Your rating partnerThe carriers available depend on the rating service your agency connects.
- Your appointmentsYou only see rates from carriers your agency is appointed with.
- Your statesBuilt for Texas and New Mexico agencies. Availability depends on state and line of business.
Questions
Before you ask
Are the prices real today?
Not yet. The quote flow works end to end in Mint, but it returns sample prices until your agency connects its rating partner. The screen says so.
Do we have to buy a rater from Mint?
No. Mint does not resell rater access. You connect the comparative rating service your agency already licenses.
Which carriers will we see?
The ones your rating partner supports in your state, for the lines you write, and that your agency is appointed with.
Who can quote?
Quoting is a permission. The owner decides which roles can quote, and Mint checks it on every request.
Stop typing the same household twice.
See the quote flow with your own questions, and tell us which rating service your agency uses.